Target returns up to 6% p.a. · FCS government guarantee up to $250,000
Capital at risk — compare before you invest
Fixed Investor AUSTRALIA
AUSTRALIAN FIXED RATE COMPARISON

Earn returns of up to 6% p.a. on fixed rate products

Compare secured fixed rate products from across the Australian market in one place. Fixed terms, regular income, and Australian Government FCS protection up to $250,000 per person, per institution.

INCOME Paid monthly or quarterly
TERM 1 to 5 years, from $25,000
PROTECTION FCS government guarantee up to $250,000
TO COMPARE Free · no obligation · no entry fees
★★★★★ 4.8 / 5 from 1,900+ Australian investors
Compare the rates you qualify for
Free, no obligation · takes 30 seconds
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By submitting you agree to be contacted about fixed rate products. This is general information only — see disclosures below.

$480M+
Compared through our network
9,200+
Australian investors served
Up to 6%
Target return p.a.
ASIC
Licensed providers only
HOW IT WORKS

Three steps to a higher fixed return

No jargon, no pressure. A specialist does the legwork and lays out the options matched to your goals and timeframe.

01

Tell us your goals

Share how much you'd like to invest and over what term. It takes 30 seconds and costs nothing.

02

Compare your options

A specialist presents a shortlist of fixed rate products with target rates, terms and the risks of each.

03

Invest with confidence

Choose what suits you and start receiving regular income. You stay in control at every step.

TYPICAL BANK TERM DEPOSIT
4.5% p.a.*

Government-guaranteed up to $250,000 under the Financial Claims Scheme — but rates have struggled to keep pace with the cost of living.

FIXED RATE PRODUCTS
Up to 6% p.a.†

Target returns from a diversified portfolio of secured fixed rate products, protected by the Australian Government's Financial Claims Scheme (FCS) up to $250,000 per person, per banking institution.

*Indicative big-bank 12-month term deposit rate, June 2026. †Advertised rate depends on the term and provider selected and may change before an account is opened. Eligible deposits are protected by the Australian Government's Financial Claims Scheme (FCS) up to $250,000 per account holder, per authorised deposit-taking institution (ADI). Amounts above $250,000 with a single institution are not covered.

WHAT INVESTORS SAY

Trusted by Australians comparing their options

★★★★★

"I'd left cash in a low-rate account for years. The specialist walked me through the risks in plain English and never pushed. Seeing the options side by side made the decision easy."

Margaret T. · Adelaide, SA
★★★★★

"What stood out was the transparency. They were upfront that my capital was at risk and explained the protection in place. The income payments have arrived right on schedule."

David & Susan R. · Gold Coast, QLD
★★★★★

"Quick, professional and no jargon. My specialist was contactable whenever I had a question and I always stayed in control of the final decision."

Anthony N. · Melbourne, VIC

Individual experiences shown. Testimonials are not a guarantee of future returns or performance and do not constitute financial advice.

QUESTIONS

The questions investors ask most

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See what your money could be earning

Compare fixed rate products from across the market in one place — free, with no obligation.

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By submitting you agree to be contacted about fixed rate products. This is general information only — see disclosures below.
Fixed Investor Australia
Comparing Australian fixed rate products

General advice warning. Fixed Investor Australia is a comparison and information service. Anything on this website is general in nature only and has been prepared without taking into account your objectives, financial situation or needs. Before acting on any information, you should consider its appropriateness having regard to your own objectives, financial situation and needs, and consider obtaining independent financial, legal and taxation advice. You should also read each provider's relevant disclosure documents (such as a Product Disclosure Statement, Information Memorandum or Target Market Determination) before making any decision to invest.

Risk warning. Deposits arranged through participating providers are held with authorised deposit-taking institutions (ADIs) regulated by APRA and are protected by the Australian Government's Financial Claims Scheme (FCS) up to $250,000 per account holder, per ADI. Amounts above $250,000 held with a single ADI are not covered by the FCS. Advertised rates of "up to 6% p.a." depend on the term and provider selected and may change before an account is opened.

Fixed Investor Australia operates as a comparison and referral service. We do not issue financial products and we do not provide personal financial advice or recommendations. The fixed rate products we compare are provided by third-party institutions who are responsible for their own Australian Financial Services licensing and offer documentation. We may receive a referral fee from providers, which does not affect the rates available to you. This website does not constitute an offer or solicitation in any jurisdiction in which such an offer is not authorised.

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Up to 6% p.a. Free rate comparison